If you are a passenger in a vehicle; which is involved in a collision, your personal injury compensation claim would be made against the insurance company of the person responsible for the accident, whether that is the driver of the vehicle you were travelling in or a third party driver claim against both if necessary.

If you are a motorcyclist, on a bicycle your compensation claim would be made against the insurance company of the person driving the vehicle; which collided with you.

If that person did not stop or does not hold insurance you may still be able to get compensation through the motor insurer’s bureau. This organisation helps people who have been a victim in an accident where the driver was not traced or was not insured to drive.

It is always advisable to involve the police if there is a road traffic accident asks anyone with a camera or mobile phone to take pictures of the road and the vehicle involved. If possible get the names and addresses of any witnesses that may have seen the accident occur.

You may need hospital treatment it is worth getting photographs of any injury before and after treatment. Keep any clothes and make a note of any out of pocket expenses.

You may have to have your car bike motor bike towed away it may be written off any clothing you were wearing may also be damaged.

If you have suffered whip lash or broken bones or nerve damage your treatment may be on going and you may have to wait until you have been fully assessed as to your recovery this may take several months. You may need rehabilitation or even have your house fitted with special appliances to make life easier in the case of major injury.

Maybe you feel you were partly to blame you may have crossed some distance from a zebra crossing it may be you can still successfully claim compensation especially if the drivers view was good and he was going too fast. A judge can reduce the amount of compensation for what he feels you contributed to the accident.

You may be unable to work for some time may never be well enough to work again your family life may be impaired the stress from the accident may cause you anxiety attacks all these things can be taken into account when you claim compensation